§ 1Disclaimer & legal basis
This report is a Public-Information Assessment (PI) issued under TIB-FRM-1.1 § 27 and TIB-MTH-1.0 § 20. It applies the published TIB-IS v1.0 universal Standards and the TIB-FRM-PF-1.0 Module to publicly available materials about the named firm. It is not an audit, regulatory finding, credit rating, or engagement-based TIB Report. The PI determination scale (PI-Pass / PI-Conditional / PI-Concern / PI-Insufficient evidence) is distinct from, and weaker than, the engagement-based scale (Pass / Conditional / Fail).
Lawful basis: nominative fair use of the firm's name to identify the subject of commentary; truth defence in respect of factual statements (each cited in § 8); right to express opinion on disclosed factual premises clearly labelled "indicative". No firm logos or copyright-protected materials are reproduced beyond short fair-use quotations. Equal-treatment principle applies: same methodology, evidence standards, right of reply, and take-down policy as every PI subject.
§ 2Subject
https://the5ers.com.Jurisdiction: Israel. Address: 2 Ha'tidhar Street, Raanana, Israel.
§ 3Methodology
Conducted under TIB-MTH-1.0 § 20 (PI light methodology). Single-Reviewer rule applies (Two-Reviewer rule at TIB-MTH § 6 reserved for engagement-based reports).
| Phase | Activity | Standard | Dates |
|---|---|---|---|
| PI-A | Public-information collection from the firm's website, T&C, and any public regulator references. | TIB-MTH § 20.2 | 2026-04-12 → 2026-04-16 |
| PI-B | Application of TIB-IS v1.0 + TIB-FRM-PF-1.0 criteria; conservative classification — Insufficient evidence used wherever public materials do not support a positive or negative conclusion. | TIB-MTH § 20.3 | 2026-04-16 |
| PI-C | Engagement Lead approval. | TIB-MTH § 20.4 | 2026-04-16 |
| PI-D | Pre-Publication Notice served on subject firm with full draft and 14-day reply window. | TIB-FRM § 27.5 | 2026-04-16 → 2026-04-30 |
| PI-E | Publication after window closes; firm responses (if any) included verbatim or fairly summarised. | TIB-FRM § 27.5 | scheduled 2026-05-01 |
§ 5Findings
Each criterion is assessed against the available public evidence. Criteria not assessable from public materials alone are scored Insufficient evidence.
| ID | Criterion | Class | Basis |
|---|---|---|---|
| IS-1.1 | Corporate identity disclosed (legal name, jurisdiction, registry ID) | Strength | Operating entity disclosed: Five Percent Online Ltd. (Israeli company number 515864007) |
| IS-1.2 | Registered address publicly verifiable | Observation | Address: 2 Ha'tidhar Street, Raanana, Israel |
| IS-1.3 | Beneficial ownership reasonably ascertainable from public records | Insufficient evidence | Not assessable from website alone — requires registry-level enquiry, marked Insufficient evidence under PI methodology. |
| IS-1.4 | Continuous trading history of operating entity | Observation | Site continues to be live and operational at evidence cut-off. |
| IS-2.1 | Terms and conditions published in plain English | Strength | T&C published at the URL in evidence register. |
| IS-2.2 | Nature of service unambiguously disclosed (live vs simulated) | Strength | Demo/simulated disclosure: ""All trading activities conducted through the Company Hub are executed in a simulated environment." Also: "The 'funds' provided to you for the evaluation are fictitious, do not represent any currency, and that you have no right to possess those fictitious funds beyond the scope of their use within the Hub." — https://the5ers.com" |
| IS-2.3 | Refund / cooling-off rights disclosed | Insufficient evidence | Not assessable without full T&C review. |
| IS-2.4 | Dispute resolution mechanism disclosed | Insufficient evidence | Not assessable from public landing pages alone. |
| IS-2.5 | Risk warnings present and visible | Observation | Risk language present alongside simulated-trading disclosure. |
| IS-2.6 | Pricing and fee schedule clearly published | Strength | Fees published openly per programme size. |
| IS-3.1 | Performance / "trader earnings" claims supported and not misleading | Observation | No aggregate trader-earnings claim identified on pages reviewed. |
| IS-3.5 | Marketing distinguishes simulated trading from real money trading | Strength | Disclosure of simulated nature consistent across public materials reviewed. |
| IS-4.1 | Public complaint channel disclosed | Observation | Support email published: help@the5ers.com. |
| IS-5.1 | Statutory accounts filed and current | Insufficient evidence | Not assessable from website alone — requires registry / filings check. |
| IS-5.2 | No public sanctions, regulator warnings, or court orders against the operating entity | Observation | No public regulator enforcement action identified at evidence cut-off; PI cannot assert absence definitively. |
| PF-1.1 | Profit target clearly defined per programme | Observation | Programme rules page identified — full per-rule scoring would require structured public-data extraction. |
| PF-2.1 | Reward split percentage clearly disclosed | Strength | Reward split: Up to 100% (Pro Growth and Hyper Growth at Funded Trader level per pricing comparison) |
| PF-2.4 | Aggregate payout claims independently auditable | Insufficient evidence | No aggregate payout claim identified. |
| PF-3.1 | A-book / B-book / hybrid model disclosed | Insufficient evidence | Industry norm is non-disclosure; PI cannot score. |
§ 7Indicative determination
PI-Indicative — within scope of public information
On the basis of publicly available materials only, the firm presents within the scope of TIB-IS expectations across the criteria assessable from public sources. A number of criteria are scored Insufficient evidence and would require an engagement-based assessment to determine. No Material Findings were identified within the publicly available evidence base assessed.
This indicative determination is not a Pass under TIB-FRM-1.1 § 13 and shall not be cited as such. The firm may obtain an engagement-based Verified Determination by electing PI-to-FV conversion under TIB-FRM-1.1 § 27.7.
§ 8Evidence register
Every factual statement in §§ 2–7 derives from one or more sources in this register.
| ID | Source | URL | Accessed |
|---|---|---|---|
| EV-01 | The 5%ers — official homepage | https://the5ers.com | 2026-04-16 |
| EV-02 | The 5%ers — Terms and Conditions | https://the5ers.com/terms-and-conditions/ | 2026-04-16 |
| EV-03 | The 5%ers — Trading rules / objectives | https://the5ers.com/faqs/ | 2026-04-16 |
| EV-04 | Live operation evidence | https://the5ers.com — homepage live with pricing, Terms & Conditions, FAQ pages reachable on 2026-04-16 | 2026-04-16 |
| EV-05 | TIB Standards — TIB-IS v1.0 universal criteria | https://integritybureau.org/standards/integrity-standards/ | 2026-04-16 |
| EV-06 | TIB Standards — TIB-FRM-PF-1.0 Prop Firm Module | https://integritybureau.org/standards/framework-prop-firm/ | 2026-04-16 |
| EV-07 | TIB Methodology — TIB-MTH-1.0 § 20 (PI light methodology) | https://integritybureau.org/methodology/#s20 | 2026-04-16 |
| EV-08 | TIB Framework — TIB-FRM-1.1 § 27 (PI category) | https://integritybureau.org/standards/framework/#s27 | 2026-04-16 |
§ 9Reviewer signature
Approved this Public-Information Assessment as compliant with TIB-MTH-1.0 § 20 and TIB-FRM-1.1 § 27. No conflicts of interest declared. No commercial relationship with the subject firm.
Independent review of source evidence and findings classification.
§ 10Right of reply & take-down
Pre-publication right of reply (TIB-FRM-1.1 § 27.5): the subject firm has 14 calendar days from service of the Pre-Publication Notice (2026-04-16) to 2026-04-30 to submit a written reply. Any reply will be reproduced verbatim as Annex A or fairly summarised, at the firm's election, before publication on 2026-05-01.
Post-publication correction (§ 27.6): the firm may at any time submit a correction request supported by primary evidence, or a take-down request demonstrating material error or breach of applicable law. TIB will respond within 5 business days.
Conversion to engagement (§ 27.7): the firm may at its sole election convert this PI to an engagement-based Full Verification (FV) or Limited-Scope (LS) Report. On signature of the standard engagement letter, this PI is withdrawn from the Public Registry pending publication of the engagement-based Report.
Contact: registry@integritybureau.org · Stratinova LTD · Archiepiskopou Makariou III 228, Agios Pavlos Building · 3030 Limassol · Cyprus.